| Product Comparison | ||
| Features | QuickBooks Online | QuickBooks Desktop | Tally | Sage 50 | Xero |
| On line. | Yes. | No. | No. | No. | Yes. |
| Setup. | Easy. | Easy. | Complicated. | Complicated. | Easy |
| One-time payment. | Saas; monthly fee. | Yes. Optional annual support fee. | Yes. | Annual fee. | Saas; monthly fee |
| User-friendly interface. | Yes. | Yes. | No. | Yes. | Yes; great for start-ups. |
| Target users. | Managers and accountants. Small to mid-sized businesses. | Managers and accountants. Small to mid-sized businesses. |
Professional accountants. Small to mid-sized businesses. | Professional accountants. Mid-sized to larger companies. |
Micro and small businesses. |
| Easy to learn. | Yes. | Yes. | No. | No. | Yes. |
| Share with Accountant / Auditor. | Yes. | Yes. | No. | No. | No. |
| Address Indian business needs. | No. | No. | Yes. | No. | No. |
| Customization. | Available. | Extensive. | Limited. | Extensive. | Available. |
| Financial reports. | Many, easy to use. | Many, easy to use. | Few, to be prepared by the accountant. | Many, difficult to use. | Available, easy to use. |
| Management reports. | Many, easy to use. Directly accessable by management. | Many, easy to use. Directly accessable by management. | Very few, to be prepared by the accountant. | Many, difficult to use. | Limited. |
| Multiple budgets - for each department / programme. | Yes. | Yes. | No, single only. | Yes. | Yes. |
| Trial Balance, P&L by department / programme. | Yes. | Yes. | Yes, but single only. | Yes. | No. |
| Database stability. | Strong. | Strong. | Weak; high risk of losing data after a crash. | Strong. | Data loss at auto log-out. |
